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Quick Answer: No-fault accident massage is therapeutic massage for patients recovering from a motor vehicle accident, billed directly to your New York no-fault (PIP) auto insurance, usually at no out-of-pocket cost. Complete Care Chiropractic in Williamsville, NY treats whiplash, muscle spasms, and soft tissue injuries with licensed therapists, open seven days a week.

No Fault Accident Massage Buffalo, NY


No Fault massage pertains to auto accident insurance in most cases will cover massage therapy. Our massage therapist will do the billing, and in most cases you will have no out of pocket expense.

No Fault Accident Massage Buffalo, NY

Is Massage in General Covered Under Insurance?

Most major medical insurance plan do not cover massage therapy although occasionally there are exception in some contracts.

Massage therapy is the assessment and treatment of the soft tissues and joints of the body by hands-on manipulation. Massage can be defined as the manipulation of the soft tissues of the body for therapeutic purposes. It uses a system of strokes that include gliding, kneading, friction, pressure, tapping and vibrating. In addition, massage therapists may engage in active and passive movements of the joints, use auxiliary mechanical devices, apply heat and cold in various forms, and instruct clients on exercises to achieve improved muscle tone circulation, and range of motion. We also accept No Fault Insurance and major medical insurance if you qualify.

If you have been in an accident that has caused whip-lash, or any level of neck or back trauma - we encourage you to seek care as soon as possible

No-Fault Accident Massage FAQ


No-fault accident massage is therapeutic massage delivered to patients recovering from a motor vehicle accident and billed directly to the patient's auto insurance under New York's no-fault (PIP) coverage. Sessions are tailored to whiplash, muscle spasms, and soft tissue injuries caused by the collision, and are coordinated with chiropractic care to support a full recovery.
Under New York's no-fault (PIP) law, your auto insurance covers reasonable and necessary medical care, including massage therapy when prescribed as part of a treatment plan, regardless of who caused the accident. Coverage typically extends up to the policy limit, often $50,000 in basic PIP. Complete Care Chiropractic handles the billing directly so you have no out-of-pocket cost in most cases.
No-fault accident massage treats whiplash, cervical and lumbar strains and sprains, post-accident muscle spasms, trigger points, tension headaches, TMJ pain, reduced range of motion, and chronic soft tissue restrictions following a collision. It is most effective when combined with chiropractic adjustments and rehab exercises as part of a coordinated plan.
Most patients can begin gentle massage therapy within a few days of the accident, once any acute injuries have been medically cleared and a treatment plan is in place. Early intervention often shortens recovery time. New York no-fault claims must be filed within 30 days of the accident, so prompt scheduling protects your benefits.
Coverage continues as long as treatment is medically necessary and documented in your care plan, up to your policy's PIP limit. Many patients receive 2 to 3 sessions per week for the first several weeks, then taper as symptoms improve. Our team at Complete Care Chiropractic in Williamsville, NY documents progress and works with your adjuster throughout treatment.
Yes. No-fault accident massage is specifically designed to be covered under New York no-fault (PIP) auto insurance, with billing submitted directly to your auto carrier. In most cases you have no out-of-pocket cost. Complete Care Chiropractic verifies your benefits and handles claims for you. Call (716) 580-3577 to start your no-fault claim.

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Our goal is simple, to help you feel, move, and live better every single day. At Complete Care Chiropractic, we take a whole-body approach to healing and wellness. Our team of skilled chiropractors and licensed massage therapists provide personalized, hands-on care to restore balance, mobility, and function for patients of all ages.

We proudly serve Buffalo, Williamsville, Amherst, Clarence, Lancaster, and the greater Western New York area, offering a comprehensive range of services including chiropractic adjustments, soft-tissue and muscle therapy, Graston Technique, prenatal and pediatric chiropractic, sports chiropractic, and deep-tissue massage therapy.

Whether you’re an athlete recovering from an injury, an expecting mother seeking prenatal support, or simply looking to improve your posture and overall well-being, we’re here for you. We treat back pain, neck pain, headaches, TMJ, sciatica, extremity pain, and many other musculoskeletal conditions with compassionate, evidence-based care.

We’re open seven days a week to make your healing more accessible. Your health shouldn’t have to wait!